Your trail permit comes with a liability insurance policy
As the owner of an all-terrain vehicle (quad), you are required by law to have a liability insurance policy to cover bodily injury or property damage your vehicle might cause to other people. This policy must provide at least $500,000 of coverage. This civil liability insurance is mandatory for all quads, whether or not they are used on trails. The FQCQ trail pass is now sold with a civil liability insurance policy for $1,000,000.
To include this insurance with the permit, the FQCQ has negotiated an agreement with Intact Insurance to make sure every member has solid protection in case of an accident, at a very reasonable price because of the size of the network. The liability insurance costs only $42.37, tax included, and this amount is included in the price of your trail pass. Compare this with what your insurance company offers, and you’ll see that your federation’s offer gives you great value.
Here’s what your trail pass includes:
Available upgrade to $2,000,000 of liability insurance
The civil liability insurance from Intact Insurance provides $1,000,000 of coverage. If you are a resident of Quebec, you can double this amount to $2,000,000 for a small additional charge.
Interested? Just click on the link below.
Quebec Automobile Insurance Policy Form (Q.P.F. No. 1)
Would you like to know more about the liability coverage from Intact Insurance offered with the FQCQ trail pass? When you buy your permit, you receive a Summary document that contains all the basic information. Also, the Quebec Automobile Insurance Policy Form (Q.P.F. No. 1) has full details of the coverages described in the Summary document. Use the links below to see copies of the Summary document and the Automobile Insurance Policy Form.
Would you like a paper copy of your insurance documents? Call us at 1-844-495-2320 between 9:00 a.m. and 5:00 p.m.
Do you know Intact Insurance?
Intact Insurance is Canada’s largest home, auto and business insurance company, chosen by more than five million consumers to protect the things that are most important to them. A sponsor of the Grand Prix Ski-Doo de Valcourt since 2013, the company is also the official insurer of the Québec Federation of Snowmobile Clubs (FCMQ) and the Réseau FADOQ. Intact is actively engaged in accident prevention and public safety, an important issue for the FQCQ and all its members.
If you would like to purchase an FQCQ trail permit without insurance, please see the “Trail Pass Rates” section under the FQCQ tab on the website.